According to the National Institute on Drug Abuse (NIDA), many people are concerned with the cost of health coverage for addiction treatment. The agency reports that a good number will put off treatment or forgo it altogether due to financial concerns. You may also have wondered how you would pay for treatment, in which case you may find the following information very useful.
Often Covered by Insurance
The good news is that many carriers now provide rehab insurance coverage. This includes Medicaid, Medicare, and other government-funded programs. To be safe, verify your insurance coverage first. Let your representative know you are considering treatment at Melrose Recovery and ask whether or not we are in network. You may find the cost of health treatment much lower than you had originally thought.
Self Pay Options
Our residents often pay for treatment through a variety of self-pay options, including:
- Personal loans
- Credit cards
- Withdrawal from a 401(k) or retirement plan
- Selling stocks or bonds
- Cashing in a Certificate of Deposit
Using these self-pay options can bring the cost of health into reach for those who do not have enough money to pay up front. Think of them as an investment in your future rather than taking on debt or giving up assets. Remember, your productivity will increase following recovery, making it possible for you to sustain some short-term losses.
Churches and Private Charities
Along with the cost of health treatment, you still have expenses at home to deal with. Churches and private charities are normally more than willing to help with things like that. For example, you might find a volunteer who can help you with child care, or obtain assistance from a food bank so your family has enough food to eat. A local house of worship may even provide you with spiritual and emotional support as well.
What Your Money Goes To
Don’t let the cost of therapy deter you from seeking help. After all, you cannot put a price on the happiness of yourself and your loved ones. At Melrose Recovery, we help you achieve your goals by offering:
- Dual diagnosis therapy to address any underlying mental health disorders
- Art, music, and adventure therapy
- Family and group therapy sessions
- Experiential therapy
- Evidence-based therapy
Rest assured that when you enter our program you will receive a custom treatment plan tailored especially to your situation. This means you pay for only what you need and achieve the most for the money you do spend.
Addiction Treatment: It’s More Affordable than you Think
Don’t let a fear of financial difficulties deter you from seeking treatment. At Melrose Recovery, we help people just like you get the care they need in a safe, affordable manner. Contact us today at 866-271-3438 to take the first step toward recovery.