Did you know that rehab insurance coverage can help you pay for addiction treatment? The majority of health plans now feature options for people who need rehab. Insurers may pay some or all of specific coverage items.
Why Rehab Insurance Coverage Makes Sense for Insurers
A good example is an alcohol use disorder. In the long run, it benefits the insurance company to pay for the rehab. If the condition continues without intervention, you’ll eventually suffer from a variety of physiological and psychological conditions. Examples include liver problems, cancers, kidney failure, and mental disorders.
By preventing these conditions from occurring in the first place, the insurer saves money. Not surprisingly, the companies extend rehab insurance coverage for various modalities. A treatment consultant can help you find out what your specific plan will cover. Moreover, they also assist with insurance advocacy if needed.
What Does Rehab Insurance Coverage Pay For?
Each plan is different. An insurance verification helps you determine the types of services that your company covers. Usually, the policies pay for evidence-based treatments. These modalities must have a history of assisting clients to recover from a drug or alcohol addiction.
Examples of typical addiction treatments include:
- Psychotherapy that takes a variety of approaches to help residents heal from addiction
- Residential treatment that allows clients to live at the facility during treatment
- Family counseling for individuals with dysfunctions in relationships
- Nutritional counseling to assist with making healthier lifestyle choices after discharge
- Fitness therapy, which increases your overall wellness with physical exercise
- Young adult addiction treatment options that benefit this underserved demographic of people struggling with a chemical dependency
How to Get Around Insurance Payments
There are times when people in addiction recovery don’t want to get their insurance providers involved. Frequently, this is the case when privacy and confidentiality are of the utmost importance. Heads of companies, thought leaders in their businesses’ niches, and politicians prefer to go this route. You don’t have to involve an insurer if you don’t want to do so.
Your alternative is to become a private pay client. Addiction treatment centers accept cash, which eliminates the paper trail. You might decide to take out a personal loan from a bank, which doesn’t involve divulging your medical condition.
Checking into Rehab
Overcoming an addiction with detox and rehab is possible. You don’t have to continue suffering because of a substance abuse problem. Discuss your insurance questions with a counselor at the Melrose Recovery Group today. Dial (866) 271-3438 now to find out more about your payment options.