You know that it’s time to make a change and you’re tired of being dragged down by substance abuse. How can you take the first steps toward recovery? Where should you turn? Maybe you’ve been considering rehab, but you’re not sure how to pay for it. Could Humana health insurance in Los Angeles be the answer?
Options for Recovery: Does Humana Health Insurance in Los Angeles Cover Rehab?
If you have Humana health insurance in Los Angeles, you may have never considered using it for rehab. Is it possible that health insurance could cover such a large expense? If it does, will you be charged with a higher premium in the future?
These concerns are justified. Insurance companies have been known to take advantage of their customers. However, the Affordable Care Act (ACA) created laws to help prevent this. According to the law, insurance companies can’t penalize their customers for having pre-existing conditions or for using their insurance to cover any of the 10 essential services. Treatment for mental health problems and substance abuse is considered essential.
Another change to the law requires that insurance companies treat mental health problems and substance abuse the same as they treat other medical conditions. According to the Mental Health Parity and Addiction Equity Act of 2008, you must receive some form of coverage for rehab.
However, this doesn’t necessarily mean Humana health insurance in Los Angeles will cover a full rehab stay.
Humana Rehab Insurance Coverage: What Are the Details?
Humana is one of the largest health insurance companies in the United States. The provider insures more than 13 million people and offers a wide selection of policy options. Humana Behavioral Health, a subsidiary of the company, also handles issues with mental health and substance abuse.
Your individual policy will determine exactly what’s covered by Humana health insurance in Los Angeles. Since Humana offers a wide variety of options, not every policy is going to be the same. For example, some plans offer coverage for substance abuse, and others don’t. However, even if yours does not, you can always purchase additional Humana rehab insurance coverage if needed.
The fastest way to verify what your policy will cover is to contact your preferred recovery center directly. Medical detox, inpatient and outpatient rehab programs, and prescription medications are some of the services that may be included.
Using Your Humana Health Insurance in Los Angeles: Choose an Excellent Recovery Center
Once you’ve verified that you have rehab insurance coverage, you’ll need to figure out your next move. Not every recovery center is the same. At Melrose Recovery, we pride ourselves in helping struggling individuals move forward into a new and beautiful chapter in their lives.
Our dedicated team of professionals includes Tim Storey, an author and life coach who has inspired thousands of people. When you join the Melrose Recovery family, you enter the Tim Storey Dream Academy. Through your therapeutic work, you’ll learn to imagine a better future for yourself also. This will provide you with the motivation it takes to stay the course, get sober, and finally begin living the life you deserve.
At Melrose Recovery, you’ll have access to:
- Inpatient addiction rehab
- Drug and alcohol detox
- Evidence-based therapies, such as cognitive behavioral therapy
- Nutrition and fitness counseling
- Team-building activities and sports
- Inspiration from celebrated author, speaker, and life coach Tim Storey
There’s hope in the fight against substance abuse. With your Humana rehab insurance coverage and a professional team in your corner, there will be no stopping you. Please give Melrose Recovery a call today at 866-271-3438 to verify your insurance.